What happens if you lose mental capacity?
It is an unfortunate fact of life that as we get older, many of us will lose mental capacity. Without a Power of Attorney your nearest and dearest will be unable to make decisions about your care, accommodation and finances until they have been appointed a deputy by the Court of Protection.
Appointing a Deputy through the Court of Protection is a long drawn-out process that can be expensive. Many people wrongly assume that if they are married or in a civil partnership, any decisions will automatically be made by their spouse. Without a Power of Attorney, this is not the case.